Make Homeownership a Reality Sooner Than You Think!

Buying a home doesn’t always require saving tens of thousands of dollars for a down payment and closing costs. With grants, 401k options, and first-time homebuyer loans, owning your dream home might be closer than you realize!

How Our Clients Turned Their Dream Into Reality

Recently, we worked with clients who thought they’d need to save for years before buying a home. With a little smart planning and a $50,000 grant, they were able to purchase their $900,000 dream home sooner than expected.

Here’s how they did it:

• Earnest Money Deposit: They used $27,000 from their 401k for the deposit required by the seller. Best part? That amount was fully returned to their account after closing, penalty-free.

• Grant Assistance: A $50,000 grant covered their down payment and closing costs, making the process even more affordable.

Save Big With PMI-Free Loans

Did you know there are loan programs specifically designed for first-time buyers that don’t require Private Mortgage Insurance (PMI)? These loans can save you hundreds of dollars each month, freeing up your budget for other expenses or helping you qualify for a larger home.

Ready to Explore Your Options?

Every financial situation is unique, which is why we recommend discussing your plans with a financial advisor or lender. They can help you understand how grants, 401k options, and PMI-free loans might work for you.

We also offer a complimentary virtual consultation to help you navigate your options and create a strategy tailored to your goals.

Homeownership is closer than you think—let’s make it happen! Reach out today to schedule your consultation and take the first step toward owning your dream home.